At least two insurances are going to have to go, as I grapple with fear of penury, I have decided.
My health insurance is looking increasingly pointless, because I never use it. I just keep it going because I daren’t stop it. And I think the same can be said of my ‘Being A Cool Person’ insurance.

Disagree with half of it, enjoy reading all of it
TRY A MONTH FREE
Our magazine articles are for subscribers only. Try a month of Britain’s best writing, absolutely free.
Already a subscriber? Log in
Comments
Join the debate, free for a month
Be part of the conversation with other Spectator readers by getting your first month free.
UNLOCK ACCESS Try a month freeAlready a subscriber? Log in