Society

Kentish wine

As a wine bore, holidays abroad are a battle with the family to cram in as many vineyard visits as possible when all they want to do is go to the beach. But it’s only recently that I have begun to take advantage of the riches on my doorstep. I wonder how many Londoners realise that half an hour from St Pancras is one of the world’s most dynamic wine regions — Kent. My previous reluctance might have something to do with the weather. As you leave London on the M20, there always seems to be a moment of sunshine that lights up the countryside before it starts to rain

Matthew Parris

A dementia tax would be a euthanasia bonus

Had Theresa May not on Monday summarily abandoned her manifesto threat to raid the savings of those who end up senile in care homes, I had planned to defend the idea here in terms that might have added to her woes.  I’ll do so regardless. The so-called dementia tax would, over time, have become a euthanasia bonus. And that would be a good thing. As I argued on this page two weeks ago, morality is the father of religion, and not the other way around. Secular morality can be largely explained by social Darwinism. For a society to prosper it requires an ethical framework that boosts, rather than encumbers, the

Mary Wakefield

Why do nurses quit? Because they care

Sometimes, on Sundays, I visit Richard, a friend who’s 95 and lives alone. The idea originally was that I’d be doing Richard a favour, but the truth is he cheers me up far more than I do him. I visit because I like him, but as the weeks go by, I’m afraid I’ve also developed a grim curiosity about what it’s like to be in your nineties. Meals-on-wheels, crumbling knees, hernias, cannulas, the way a day dissolves into unintended naps… ‘Can’t we talk about something more cheerful?’ says Richard, as we sit knee to knee. But I’m obsessed, like a tourist taking notes on some awful country they must one

Martin Vander Weyer

We’d all like to see Fred on the hook but RBS investors will be wiser to settle

‘Fred Goodwin off the hook again,’ declared the Scottish Daily Record. That neatly summed up one strand of sentiment behind the RBS Shareholder Action Group’s battle for compensation for losses incurred in the bank’s £12 billion rights issue in 2008 — preceding its £45 billion taxpayer bailout, in which any remaining shareholder value was largely wiped out. Investors who believe they were misled by RBS’s directors and the rights-issue prospectus have been campaigning for their money back ever since. Most have already accepted a rather modest settlement, but some 9,000 have persevered with a case against the bank itself, Goodwin, former chairman Sir Tom McKillop and two other former directors,

First class

On the Today programme a month ago, Education Secretary Justine Greening was asked whether she could name any ‘respected figure or institution’ in favour of more grammar schools. She declined to answer, which was taken to mean that she couldn’t, and that there wasn’t. I’ve been travelling a lot this year, so wasn’t around to offer my support. I’m back now. Assuming that a professor of education at a Russell Group university is respectable enough, let me wade into the debate: yes, I’m in favour of more grammar schools. Educational experts against more grammar schools — of which there are plenty — point to the current evidence from England and

A bad lot

In Competition No. 2999 you were invited to supply a poem which takes as its first line W.S. Gilbert’s ‘A policeman’s lot is not a happy one’ but replaces ‘policeman’ with another trade or profession. Although this line doesn’t come until line eight in Gilbert & Sullivan’s ‘Policeman’s Song’, it was the opening I prescribed and so it was with a heavy heart that I had to disqualify some excellent entries that veered off piste. A competition-setter’s lot is not a happy one, then, but it does have its consolations and I was entertained — and informed — by your parade of teachers, lawyers, coroners, morticians and hitmen. The bonus fiver

Are older borrowers being punished for their age?

Imagine having an immaculate credit record and a secure income, only to be locked out of some of the most competitive mortgage deals. Some older borrowers have been facing just this scenario. ‘Many have felt excluded from the mortgage market, as the criteria have tightened and lenders have typically imposed a maximum age of 70 or 75 at the end of the mortgage term. But for older borrowers with good pension income, why shouldn’t they be able to take advantage of today’s super-low interest rates?’, asks David Hollingworth, associate director at L&C Mortgages. ‘As more of us live and work for longer, it’s likely the need for mortgage borrowing will

Should there be troops on the streets?

In the wake of terrorist outrages such as Monday’s bombing, the British public tends to keep calm and carry on. We saw it in London after the Westminster attack in March; we saw it yesterday on the streets of Manchester – a stirring sight. That calmness in the face of evil is an attitude that has almost always been reflected by those who govern and lead us. Think of Margaret Thatcher’s steely response to the Brighton bombing. It’s the British way. But it has, until now, also been the British way not to put troops on the streets unless absolutely necessary. It’s a delicate balance: a prime minister has a

Jenny McCartney

Why Islamists are obsessed with controlling young girls

When the pictures of the dead came in, it was hard to take, even from a distance. There was Georgina Callander, 18, a bespectacled Ariana Grande ‘superfan’ who had tweeted that she was ‘so excited’ to go to the concert in Manchester Arena. There was Saffie Roussos, aged 8 and still at primary school, who went with her mother and older sister. There was Olivia Campbell, aged 15. I looked at their bright faces and thought of all the love their families had carefully decanted into them over the years, their wealth of possibility. Then on Monday night a suicide bomber smashed up all their futures in an instant. What

Islamists are very clear about what they want – we just aren’t listening

The meeting place of the two worlds could not have been more sharply defined. In Manchester Arena, thousands of young women had spent the night singing and dancing at a show in Ariana Grande’s Dangerous Woman tour. Songs such as the hit ‘Side To Side’ were performed: ‘Tonight I’m making deals with the devil / And I know it’s gonna get me in ­trouble… / Let them hoes know.’ Waiting for them in the foyer as they streamed out was Salman Ramadan Abedi, a 22-year-old whose Libyan parents settled in the UK after fleeing the Gaddafi regime.  A man whose neighbours said they believed must have been radicalised in Manchester,

Steerpike

Mark Carney falls victim to a hoax

For weeks now, an email hoaxer has been trying to catch bank officials out online. After the prankster tricked Barclays boss Jes Staley, they set their sights on a new target: the governor of the Bank of England. Claiming to be Anthony Habgood, chairman of the court of the Bank of England, the hoaxer emailed Mark Carney about reports that Jane Austen would appear on the new £10 banknote, before getting into a conversation about drinking. While Carney did suggest that he was partial to Eddie George’s drinking advice (to have three martinis …before lunch), he can hold his head up high that he shut down the conversation once it took on a somewhat sexist

Rod Liddle

We must come together – and repeat the mantra ‘hope not hate’

We must all come together. Hope, not hate. Nothing to do with Islam. Nothing to do with Muslims. Just a rogue individual, possibly in the employ of some mysterious foreign agency. Just terrorism, bad people. Unaligned wickedness. Nothing to do with religion. We must all come together. And show love. And solidarity. Hope not hate. Je Suis Ariana Grande. Already viciousness is being expressed on social media sites. People jumping to all sorts of conclusions. Horrible, horrible, people – no better than the murderer. Who might just as easily have been a Methodist. Remember Jo Cox? That wasn’t them, was it? There, you see. So we should come together. Hope

Alex Massie

The Manchester attack is especially vile but we must go on

The first victim named was from Lancashire, the second an eight-year old girl. Two girls from the isle of Barra in the Western Isles are among those still unaccounted for. A reminder, if it were needed, that though this was an attack in Manchester, the chains of personal connections to the horror stretch all across Britain. You cannot read the stories of those killed or missing without choking, without tears, without appreciating that even by the standards of contemporary terrorism there was something especially vile about this latest atrocity.   It is natural to feel helpless as well as angry, not least because the imaginative gulf between the norms of

Don’t let cyber criminals steal your money – take steps to protect your finances

It’s the modern malaise: online fraud. In a world where so many of our transactions happen over the internet, it’s little wonder that fraudsters have descended on the web in droves. The latest statistics paint a bleak picture. According to the Office for National Statistics, there were 11.5 million incidents of crime relating to computer misuse and fraud offences in 2016. That’s cybercrime on an unprecedented level. Now new research suggests that more than one in ten Britons have had to cancel a credit or debit card in the past year due to online fraud. Comparethemarket.com says this reveals a worsening state of affairs, with the number of people cancelling cards

Housing is escalating up the political agenda

As we ready ourselves for what has become an annual pilgrimage to the polling booths, in terms of finance there is little doubt that housing is taking centre stage in this election. This was not always the case. It’s true that if you look back to newspaper coverage of the housing crisis in the late 1940s and 1950s, post-World War Two, some of the articles could be reproduced word for word in tomorrow’s nationals. But in the 1980s and 90s, back when the structural undersupply of new homes was just getting truly entrenched, housing didn’t seem quite so important. This is one of the reasons why it is escalating back

Grieving families face unexpected tax bills

Little-known rules regarding ‘death-in-service’ payouts from workplace pension schemes could see grieving families hit by shock five-figure tax bills. That’s according to Royal London which says millions of employees are at risk of exceeding the pension lifetime allowance because of their death-in-service benefits. As a result, it’s calling for a change in the rules. Many company pension schemes offer workers’ families a lump sum ‘death-in-service’ payment of up to four times the employee’s annual salary if they die while employed by the firm. But a little-known caveat of this payment is that it can count against the £1 million lifetime allowance limit for tax-relieved pension contributions. For example, say you

Five reasons why the ‘dementia tax’ U-turn was inevitable

‘The Tory “dementia tax” could backfire for Theresa May’ was the Coffee House take last Thursday, perhaps the first mention of that phrase in the media last week. It took a few days for the announcement to sink in, and for the ‘dementia tax’ tag to stick. But it most certainly has backfired now. Jeremy Hunt tells the Evening Standard that the government wants to ‘make sure that people who have worked hard and saved up all their lifetimes do not have to worry about losing all their assets’. It seems there will, after all, be a cap on what an individual has to spend on care. Theresa May has separately promised a consultation that will at

Dwindling pension funds plugged by workers’ wages

A decade ago, while working for a national newspaper, I forced the then Labour government to release documents under the Freedom of Information Act. The papers showed that Gordon Brown defied repeated warnings from his own officials about the potentially devastating impact of this £5 billion-a-year raid on pension funds and went ahead with it regardless. Brown announced the scrapping of tax relief on dividends paid into pension funds in his first Budget in 1997 at a time when many funds were in surplus. It was the single biggest change to the system in a generation. By the time my story was published, the country’s savers had been deprived of