Dear Mary: How much should I pay my cleaner during the lockdown?

Q. Mary, what percentage of cleaners’ normal wages should we pay them when they can’t come in for the foreseeable future? My cleaner has worked for me for 30 years but she has never had a bank account and so I’ve always paid her in cash. Since she has never legitimised her position, it means she would not be able to benefit from Rishi Sunak’s scheme to help the self-employed. If I pay her 50 per cent, it will not be enough, as she needs every penny of what she earns. However, if I pay her as much for not working as she would normally get then I feel it