Spectator Money

Best Buys: Regular savings accounts

Regular savings accounts mean you have to commit to paying in a certain amount every of month – but they can also offer higher rates than most other current or savings accounts. Here are some of the best ones on the market at the moment, from data supplied by moneyfacts.co.uk.

Best Buys: Cashback credit cards

If you’re on the hunt for a new credit card – and you’re planning on paying off your card every month – it might make sense to look for one which rewards you for using your card. Here are the best fee-free cashback cards on the market at the moment, according to data provided by

Correcting the FTSE

The FTSE100 fell by more than 10%, which is generally regarded as a ‘correction’. How does that compare with other ones recently? Dec 1999–March 2003 -49.6% Oct 2007–March 2009 -47.5% April 2010–June 2010 -16.1% Feb 2011–Sept 2011 -16.7% March 2012–May 2012 -11.8% April 2015-Feb 2016 -21.9%

Best Buys: One-year fixed rate bonds | 23 October 2018

Savers who are looking for a fixed return on their cash but who don’t want to invest over the longer term will be pleased by latest research conducted by moneyfacts.co.uk, which shows a vast improvement to rates offered on one-year fixed bonds in the last two years. Here are some of the best bonds on

Best Buys: Fixed-rate cash ISAs

ISAs have fallen from grace in recent years, and are now being ignored by many savers. ‘One of the biggest influences on the ISA market has been the disrupting force of the PSA since its inception in 2016. Savers have also faced the blight of Government lending initiatives, which decimated the savings market and forced

What’s Wonga?

Origins of Wonga The payday lender Wonga has gone into administration. How did ‘wonga’ come to be used as slang for money? — The term is believed to have derived from the Romany word ‘wangar’ which, although used as a term for money, in fact means ‘coal’. This in turn has Indo-Iranian origins. — In

Best Buys: Buy-to-let mortgages

Buy-to-let property is still a popular investment choice for those who have the money to put down the deposit. Here are the best 5-year fixed rate mortgages available at the moment, according to data supplied by moneyfacts.co.uk.

Britain as an exporting superpower

The International Trade Secretary says he is going to turn Britain into an ‘exporting superpower’. To which countries did we export the most goods in June? Exports / Year change US £3.99bn / +12% Germany £2.95bn / -8.1% Switzerland £2.41bn / +184% China £2.16bn / +71% Netherlands £2.14bn / +13% France £2.10bn / -0.6% Ireland

Best Buys: Five year fixed-rate mortgages

If you’re on the hunt for a mortgage, a fixed rate one will at least ensure that your repayments stay the same. Here are some of the best rates available for five-year fixed rate mortgages on the market at the moment, from data supplied by moneyfacts.co.uk.

Best Buy: Easy access savings accounts

Although the interest rates are rarely as good, sometimes you want a savings account that allows you to access your money whenever you like. Here are this week’s Best Buys, of easy access savings accounts – from data supplied by moneyfacts.co.uk.

Best Buys: 2 year fixed-rate bonds

If you’ve got a chunk of money that you don’t mind having locked away for a set amount of time, fixed rate bonds can often give a better rate of return than most accounts. Here are this week’s picks of the best two year fixed rate bonds on the market at the moment, from data