Spectator Money

Best Buys: Savings accounts for children

With Christmas – and its potential for gifts of money from generous Godparents – fast approaching, now is a great time for children to open up their first savings account. Here are some of the best deals on the market right now, according to data from moneyfacts.co.uk.

Best Buys: Fixed rate bonds of 4 years and over

If you have a certain amount of savings money going spare, investing a lump sum in a fixed rate account will guarantee good returns – just as long as you can wait patiently for it to mature! Here are some of the best fixed rate bonds on the market at the moment Data supplied by

Best Buys: 5 year fixed rate mortgages

If you’re on the hunt for a mortgage, a fixed rate one will ensure that your repayments stay the same. Here are some of the ‘best buys’ for five-year fixed rate mortgages on the market at the moment: Data supplied by moneyfacts.co.uk

Taxing the railways

Southern Railway train drivers accepted a 28 per cent pay rise over five years, taking their basic salary for a four-day week to £63,000 and putting them in the top 7 per cent of UK earners. With overtime, they get £75,000, lifting them into the top 5 per cent. How much pre-tax pay is needed

Best Buys: Easy access savings accounts without bonus

Finding a savings account that allows you to collect any interest at all, while still having access to your cash when you want it, can be tricky. There are some options out there, though. Here are the best Easy Access savings accounts on the market at the moment. Data supplied by moneyfacts.co.uk.

Best Buys: High interest current accounts

For most people, their current account is the bank account that they use the most. So it makes sense to make sure that your account offers the highest possible rates of interest. Here are the best ones on the market at the moment, from data provided by moneyfacts.co.uk.

Best Buys: Remortgage rates

Remortgaging your home can be an excellent way of saving huge sums of money, or of releasing capital which might be needed elsewhere. For many people (well, those lucky enough to have a mortgage, that is), mortgage payments are their single biggest financial outgoing. So it makes sense to get the best possible deal on

Best Buys: Easy access savings accounts

Although the interest rates are rarely as good, sometimes you want a savings account that allows you to access your money whenever you like. Here are this week’s Best Buys, of easy access savings accounts. Data provided by moneyfacts.co.uk

Best Buys: Fee-free cashback cards

If you’re on the hunt for a new credit card – and you’re planning on paying off your card every month – it might make sense to look for one which rewards you for using your card. Here are the best fee-free cashback cards on the market at the moment, according to data provided by

Best buys: High interest current accounts

When you’re looking for a new current account, the interest rate is often one of the most important factors in choosing between the many choices on offer. This week’s Best Buys highlights some of the best deals on the market, using data supplied by moneyfacts.co.uk.

Best Buys: Two-year fixed rate mortgages

If you’re on the hunt for a mortgage, a fixed rate one will ensure that your repayments stay the same, which might well come in handy. Here are some of the ‘best buys’ for two-year fixed rate mortgages on the market at the moment: Data provided by Moneyfacts.