Stephanie Hawthorne

Act now to avoid the pensions time bomb

One of the starkest trends in recessionary Britain is the ever expanding army of the self-employed. Among the staggering 4.4 million people who work for themselves are 166,000 taxi drivers, 140,000 carpenters and joiners and 123,000 farmers, as well as more prosperous lawyers and computer contractors. These workers have few perks: no paid holidays or