Tim Cooper

How shareholders can help keep large businesses in check

Investors are increasingly turning to shareholder activism to make their views heard, and their campaigns are working. As public trust in large businesses and politicians is at an all-time low, many argue that, in the right hands, activism is more effective than political intervention in curbing corporate excess and poor governance. According to research by

Is digital financial advice any good? Spectator Money investigates

Financial companies, large and small, are trying to grab a piece of the burgeoning digital advice market. Also known by the unattractive name ‘robo advice’, this uses computers to give low-cost financial advice online with little or no human intervention. It could help the huge numbers of people who need financial advice but do not

Ethical investing is reforming capitalism’s vices

Winston Churchill said the inherent vice of capitalism is its unequal share of blessings. Today, the ever-widening chasm of inequality is contributing to a potential tide of political shocks across the West. But it is not all doom and gloom. A rapidly increasing number of individuals are attempting to redress inequalities by using their money

Social investment is changing our economy

Social investment is starting to transform the way that parts of our economy work. Social investments include loans and shares into organisations whose principal purpose is social. They have grown by around 20 per cent a year for the last five years, according to Big Society Capital, the organisation that helps social enterprises and charities

People look to share schemes to save their communities

Community share schemes are becoming an important weapon in the long-standing fight to save our communities. Numbers of local pubs, shops and schools continue to decline as they have for many years. But the rapidly increasing use of community share schemes to save such assets is striking a new, positive note among the usual stream