In the October sunshine I have been watching the academic year’s new debtors unloading their electronic possessions from the cars of mothers with hair in 50 shades of grey. After nearly 40 years of teaching in Oxford, I am enraged that the undergraduates have been rebranded. They are now ‘consumers’ and from their first day they are being saddled with debt at a high commercial rate of interest, piling onto the capital sum they also owe.
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