Melissa Kite Melissa Kite

Insurance is like a toxic love affair

Companies woo you, then comes the punch-in-the-face renewal quote

The letter from the horse insurance company bore a picture of a bowler-hatted Mr Benn, their logo, and was addressed to me and my horse. ‘Dear Melissa and Darcy…’ [Alan Fraser/Alamy Stock Photo]

Already a subscriber? Log in

This article is for subscribers only

Subscribe and get your first month of online and app access for free. After that it’s just £1 a week.

There’s no commitment, you can cancel any time.

  • Unlimited access to our website and app
  • Enjoy Spectator newsletters and podcasts
  • Explore our online archive, going back to 1828


Don't miss out

Join the conversation with other Spectator readers. Subscribe to leave a comment.

Already a subscriber? Log in