I'm in the Sky News green room, preparing for an 11.30pm paper review. The front pages coming in could be straight from Gordon Brown's nightmares. "Consumer crunch" says The Times in huge type: mortgages up £150 a month, holidays up, petrol 107p a litre and bread up 25p in a year. Its the best way of doing a theme on all front pages: "Home loans to cost more despite rate cut by bank" as The Guardian puts it. Brown has for months been bleating on about how he is "able" to lower rates. The borrowed penny has dropped now. Bank of England rates falling does not mean mortgages falling. The more Brown tries to tell us everything is fine, the harder the public will turn against him. Brownies really could be the undoing of him.