Emma Hollender

Emma Hollender is a civil servant and former science teacher.

Flat broke: my Help to Buy disaster

‘Do you want a cup of tea?’ The surveyor shook his head. It would take me longer to boil the kettle than for him to do a valuation of my 400 sq ft, one-bedroom flat. I paced awkwardly around. A minute later, he gave me the thumbs-up. Valuation complete, he left. I boiled the kettle