Rachel Springall

Don’t be apathetic – take charge of your savings

It’s obvious to see how far cash savings have fallen over the years and how increasingly difficult it is to avoid inflation eroding your nest egg. In stark contrast are the striking potential returns that can result from investing in stocks and shares. But it’s worth remembering that fund values can fall as well as

Shoppers: know your rights this Christmas

Time moves on so quickly and now here we are again – it’s the month when many people are focused on their Christmas shopping. So what better time for shoppers to brush up on their rights, be wary of scammers and consider the best credit card deals to make their cash go a little further. Know your

Loyalty doesn’t pay when it comes to your reward card

It’s that time of year again. Mindful of the impending big Christmas shop, people start counting up credit card reward points in the hope of turning them into vouchers and cash. But they could find that their loyalty hasn’t paid off. Reward credit cards can be a useful alterative to debit cards because they offer

Current accounts are a salvation for savers

Spenders and savers alike would no doubt appreciate some kind of reward for staying loyal to their bank or building society, but it’s highly unlikely that they will be able to get a better deal than if they were to switch. Savers At a time when savings rates are hitting new lows, consumers who have managed

One month on, what the base rate cut means for you

It’s a month since the Bank of England cut the base rate to 0.25 per cent, the lowest level in more than 300 years. As expected, this has dealt a severe blow to savers while the mortgage market continues to thrive. Savings The Bank of England’s decision to drop the base rate has officially fuelled the