Upbeat or downbeat? I asked last month whether the mood where you live is energised by enterprise or demoralised by public-sector retreat — or both. Replies poured in while the news mostly got worse. Governor Carney warned that ‘the UK cannot help but be affected by an unforgiving global environment and sustained financial market turbulence’ as shares took another dive.

How is it where you live? A tale of two nations and a message for George
Plus: Remembering Sir Jeremy Morse, the poet-banker of Lloyds

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