Society

Trust is shattered and premiums are rising. Insurance Brokers must seize the moment

It’s no secret that insurance premiums are rising. It’s also no secret that some insurance firms drive customers around the bend by trying to avoid paying claims. Too many won’t offer their best renewal price to existing customers, unless they’re prepared to call up and haggle. Oh, and then there are those sneaky admin fees to contend with as well. Add it all together, and it’s really no surprise that insurers are less trusted than estate agents, a profession that’s in no danger of being mistaken for a bastion of trustworthiness. But while the industry as a whole has a long road ahead if it’s to tackle the trust deficit,

Ross Clark

The government’s tin ear has undermined the triumph of Universal Credit

So the government has finally worked out that it isn’t a good idea to charge benefit-claimants 55 pence a minute to listen to piped music while they wait for someone to deal with their claim. But how ridiculous that no-one saw it coming, and that it look so long to correct a problem that should have shown up from the beginning as political dynamite. At this rate it will only be another few months before work and pensions secretary David Gauke works out, too, that making people wait six weeks for their first payment is costing the government far more politically than it is saving the Exchequer. A few months

Stephen Daisley

The West’s failure to speak up for the Kurds is shameful

The enduring image of the fall of Kirkuk is the Humvee. The advancing Iraqi forces rolled into the Kurdish-held city in them and the outflanked Peshmerga clambered aboard them to flee. The US-manufactured military truck is the vehicle of choice for America’s friends in conflict with America’s other friends. Humvees retail for £170,000 but the symbolism is free.  Washington’s shapeless, Janus-faced policy in the Middle East is easy fodder for cynics and reactionaries. These Yankee Doodle imperialists bluster into centuries-old tribal disputes thinking they can impose their clean-cut version of democracy on the Arab world and rebuild Rhode Island on the Red Sea. Look where it ends — in the

Steerpike

The real story about inflation? That 3pc is a blip, and the rate will soon fall

Oh dear. About this time last year, as part of its series of predications about how the sky would fall in after the Brexit vote, the NIESR predicted that inflation would hit 4 per cent. This was way out of line with the the consensus, higher than other economist was forecasting. But in the rather febrile atmosphere its nonsense forecast was given plenty of coverage – including a page lead in (yes, you guessed it) the Financial Times. It turns out that inflation has peaked at 3 per cent, and is widely expected to fall. Since the NIESR has been congratulating itself recently on the accuracy of its forecasts, it’s

Academic freedom is now being betrayed by academics

The ultimate purpose of a university is, without fear or favour, to pursue the truth, and in furtherance of that ideal I try, as an historian, to go wherever the evidence leads me. That some folks – even some academic colleagues – may not feel comfortable with the end results is of absolutely no consequence. I’ve always been supported by the institutions at which I’ve worked and by the colleagues with whom I work with.  But it’s now becoming clear to me that this world and these norms are under attack, and – scarcely less worrying – that they are being betrayed from within. Consider the following two stories that

The #MeToo movement reveals feminism’s obsession with victimhood

Following a weekend crammed with ever more salacious revelations about Harvey Weinstein, hundreds of thousands of women have now taken to social media to share their own experiences of sexual harassment. This is called the ‘#MeToo’ movement, and it’s gone viral, in the way that these things do. According to Twitter, this reveals ‘the magnitude of sexual assault’. In reality, it does nothing of the sort. #MeToo tells us far more about the desire of some women to reach for victimhood status. The accusations against Weinstein include charges of rape; as such, they deserve to be taken seriously and tried in courts of law rather than by public opinion. At

Why Fairtrade fails to help farmers in developing countries

Fairtrade or ‘Fairer Trade’? Who knew that the use of a comparative could cause so much fuss? What with Sainsbury’s dropping the Fairtrade label from its own-brand teabags in favour of a ‘Fairer Trade’ label, that’s exactly what has happened. Ignoring the fact that Sainsbury’s actually announced this move back in May, certain commentators (including some Labour MPs such as Andy McDonald and Stella Creasy) have only just now cottoned on to it, and (for some reason) have decided that this is ‘a bad thing’. It’s just a shame, however, that those people damning Sainsbury’s for making this change hold a very naïve view about the impact of Fairtrade. Put

Is the NHS open to new technology?

At a dinner on Tuesday 26th September at the Spectator’s offices, sponsored by Philips, entrepreneurs, doctors and healthcare experts discussed how new technology could ease pressure on the NHS – and whether the health service was equipped to take advantage of it. Guests included: Naushard Jabir, founder and CEO of Vida, Paul Bate, Director of NHS Services at Babylon, Professor Simon Wessely, President of the Royal Society of Medicine, Helen Whately MP, Dr Claire Novorol, chief medical officer at Ada, Neil Mesher, CEO of Philips UK and Ireland, Sola Adeleke of Aurora Medical Innovation, Nicholas Timmins, senior fellow at the King’s Fund and Dr Jakobsen, chief scientific officer of Immunocore

Ross Clark

The Weinstein affair has exposed Hollywood’s culture. Let’s boycott it

Oh, the glorious hypocrisy of it all – the dozens of actresses, UN goodwill ambassadors among them, who have come forward to make accusations against Harvey Weinstein – and yet whom said not a word between them when they were on the make and he was in a position to help them with their careers. I should say that if you are important and mature enough to serve as a UN ambassador you ought to be brave enough to report wrongdoing that is going on beneath your nose – and not wait until there is a bandwagon on which to leap. Worse, it turns out that in 2009 some of

Fraser Nelson

Wanted: a social media editor for The Spectator

The Spectator is hiring. We’re looking for our first full-time social media editor, but one with a difference. We are looking for someone who understands The Spectator’s voice and can present our articles on Twitter, Facebook and other platforms. The social media editor’s responsibilities will include: Developing The Spectator’s social media strategy. Projecting The Spectator’s voice on all forms of social media. Promoting subscriptions via social media, while liaising with the marketing team. Producing web analytics. The successful candidate will work full time in our London office and report to the online editor. They will be expected to edit and maintain The Spectator’s social media channels to the standard readers expect from the magazine. There

The problem with Hungary’s toothless opposition

The name of the Hungarian Prime Minister, Viktor Orbán, is on the lips of most left-wing, liberal politicians and intellectuals in Europe. They have adorable tantrums, denouncing him as ‘authoritarian’, ‘autocratic’ or, even uglier, ‘dictatorial’, as they congratulate themselves on their righteousness and courage in speaking out. A few months ago I visited Budapest. On the way in from the airport I saw several billboards depicting Orbán and his rich chum Lörinc Mészáros, the mayor of Felcsút, Orbán’s home town. Beneath, in large letters, were two words: ‘They Steal’. It seems to me a rather poor autocracy where that sort of thing goes on. Similarly, Lajos Simicska, a former close

Steerpike

Nicky Morgan fails to protect her source

It’s the first rule of journalism to always protect one’s sources. Alas this rule does not appear to apply to politicians. This morning on Peston on Sunday, Nicky Morgan ended up revealing much more than she intended when she tried to come to the defence of the beleaguered Chancellor. Addressing recent calls from within the party for Philip Hammond to be shown the door, the former education secretary said she had been contacted by a ‘very senior Cabinet minister’ who was ‘appalled’ at those behind such manoeuvres. So, who could this ‘very senior Cabinet minister’ be? Morgan appeared to give a rather big clue when she referred to her source

Roger Alton

Why is England’s football team so unexciting?

During a riveting session at the Cheltenham Literary Festival with sporting brainboxes Mike Brearley and Matthew Syed, discussion touched on the Ringelmann effect. This is the tendency for members of a group to perform less well together than individually. Old Ringelmann observed it in tug-of-war in the early 20th century. On their own the athletes pulled a big weight. In a team they grunted, grimaced but didn’t pull so much. They were skiving; sheltering behind teammates. You can bet Ringelmann would be rubbing his hands over the state of the England football team. After a seemingly interminable World Cup qualifying campaign full of the dreariest football imaginable, England flopped across

Spectator competition winners: record-breaking limericks

The latest competition called for limericks describing a feat worthy of inclusion in Guinness World Records. This assignment was a nod to my nine-year-old son, who is a big fan of astonishing facts. Every year, when he gets his mitts on the latest Guinness World Records, he follows me around the house bombarding me with them. To the records I’ve recently expressed amazement at — most people in a camper van; most basketball slam dunks in a minute by a rabbit; tallest ever domestic cat — you added the feats below, winningly celebrated in limerick form. Each one printed earns its author £9. Honourable mentions go to Clare Sandy, Jeffrey

Stephen Daisley

Donald Trump is right to ditch Unesco

Donald Trump and the United Nations don’t appear to have much in common. Trump is loud, angry, insular, lumpen and uncultured. The UN is caring, sharing, virtuous, and busy saving the world from war, famine and disease. But they do share something important: they are both worms in an apple. Trump is a statist hollowing out a conservative movement and a nativist who made it to the top of a nation of immigrants. The UN, founded on horror and hope after World War II, was supposed to uphold international norms and universal rights. It was an idealist’s dream. Yet that mission has been debased by a General Assembly packed with member

Ed West

Warnings of a Romanian migrant surge were right

Remember when Keith Vaz got himself down to Luton Airport a few years back to greet new Romanian arrivals getting off the plane, declaring in his rather pompous way that: ‘We’ve seen no evidence of people who have rushed out and bought tickets in order to arrive because it’s the 1st of January’. This was in January 2014, when Romanians and Bulgarians were granted free movement to Britain for the first time, and on that day there was widespread guffawing among right-thinking people about how we were going to be ‘swamped’; Twitter, even more so than usual, was filled with humour that was ill-disguised class contempt and status competition. We were

Richard Nixon: the nightmare president of his age

In this giant, prodigiously sourced and insightful biography, John A. Farrell shows how Richard Milhous Nixon was the nightmare of the age for many Americans, even as he won years of near-adulation from many others. One can only think of Donald Trump. Nixon appealed to lower- and  lower-middle-class whites from the heartland, whose hatred of the press and the east-coast elite, and feelings of having been short-changed and despised by snobs, held steady until their hero and champion unmistakably broke the law and had to resign his second-term presidency. Nixon won a smashing re-election in 1972, even as it was apparent that the White House was awash with skulduggery. His

Welcome to the jungle: a guide to the priapic predators of Westminster

Shortly after I began my working life, on the edge of the Westminster jungle, I landed a job with a ‘big beast’; an alpha male, in very much the same mould as Harvey Weinstein or Dominique Strauss-Kahn: silver-haired, heavy-set, charismatic. For a few months, he ignored me as I busied away researching stats. Then, during what should have been a routine working lunch, the searchlight of his wandering eye settled on me and out of the blue he declared passionate love: ‘Say you love me too. I just can’t live without you.’ This was both flattering and confusing. Why now? Why me? This famous man had a devoted wife and a small daughter and

Camilla Swift

It’s no surprise that smart meters are proving unpopular with the public

Yesterday, Ross Clark argued over on Coffee House that the government’s Clean Growth Strategy – that is, a promise to insulate a million of the leakiest homes with the aid of £3.6 billion raised through the Energy Company Obligation (aka, a levy on all energy customers’ bills) – was a dubious government target. The strategy, while well-meaning in theory, is never going to work, he argues. Many would argue that another government strategy – that is, the push to install smart meters in our homes – is similarly dubious. Having said that, it’s all very well offering the new technology to people (though there have been reports of energy companies ‘bullying’